World Clock / Germany / vs Croatia

🇩🇪 Germany vs 🇭🇷 Croatia

Live side-by-side comparison of government debt. Germany currently owes about 54.1× as much as Croatia — a gap of $3.41 trillion. Updated every second from each country's baseline figure; sources below.

🇩🇪
Germany
$3,469,358,319,386
Debt-to-GDP63%
Per citizen$41,660
Per second+$10,367
VS
🇭🇷
Croatia
$64,094,963,274
Debt-to-GDP56%
Per citizen$16,511
Per second+$196
In nominal terms, Germany carries the larger government debt — roughly 54.1× that of Croatia, a difference of $3.41 trillion. Debt-to-GDP (Germany: 63%, Croatia: 56%) says more about the burden than the raw total does.

Among the 135 governments tracked here, Germany ranks 52nd by debt-to-GDP and Croatia 65th. Measured per person, Germany is 18th and Croatia 40th.

Analysis

By total government debt, Germany ranks 7th and Croatia 70th among the 135 sovereigns tracked on this site.

On a per-citizen basis the picture can look different from the nominal totals: a resident's notional share of the government debt in Germany is roughly 2.5× that in Croatia ($41,660 vs $16,511 per person).

The debt-to-GDP picture is asymmetric here: Germany sits at 63% of GDP, above Croatia's 56%, meaning Germany owes far more relative to the size of its own economy — even where the nominal, dollar-for-dollar comparison above suggests otherwise.

The gap between them is widening: Germany's debt is growing faster in dollar terms ($10K/sec vs $196/sec for Croatia), adding roughly $878,774,400 to the difference each day.

Scale is part of the story too: Germany's population (83M) is about 21.5× Croatia's (4M), which is part of why the nominal and per-capita comparisons above can point in different directions — a government's debt load scales loosely with the size of both its economy and its population, not either alone.

Germany and Croatia are both grouped under this site's “Europe” region, so this is, in effect, an intra-regional comparison as well.

This analysis is generated automatically from live data as an educational orientation, not financial advice — see the methodology page for definitions and caveats.

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Source: Global Debt Clock, based on the IMF World Economic Outlook (October 2026, general government gross debt).
Live data: /api/compare?a=de&b=hr · Germany page · Croatia page
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