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Privacy Policy

Effective: June 2026. Global Debt Clock (global-debt-clock.com) is an independently produced data resource. This page explains what data we collect, how cookies and local storage are used on this site, and your rights.

1. What we collect

We collect very little. There are no user accounts, no newsletter, and no forms that collect personal information anywhere on this site.

2. Cookies & local storage

Here is the complete inventory of what this site stores in your browser:

The consent banner shown on every page stores your choice in the gdc-consent localStorage key described above. You can change your choice at any time by clearing your browser's site data for global-debt-clock.com, which will show the banner again on your next visit.

3. Advertising

This site runs, or intends to run, display advertising through Google AdSense. Google, as a third-party vendor, uses cookies to serve ads based on a user's prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve personalized ads to you based on your visit to this site and/or other sites on the Internet.

You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info/choices. For more detail on how Google's advertising partners use data, see Google's partner sites policy.

The AdSense script is only loaded in your browser if you accept the consent banner. If you decline, no advertising script or advertising cookie is loaded.

4. Third-party services

The table below lists every third-party service this site currently uses (or is configured to use) and what each one receives.

ServicePurposeWhat it receives
CloudflareHosting, CDN, securityStandard request logs (IP, user-agent, URL) for every page load. See Cloudflare's privacy policy.
Google AdSenseDisplay advertising (once consented / when active)Advertising cookie identifiers and standard ad-request data, subject to Google's advertising policies.
Google AnalyticsAggregate site-usage analytics (page views and in-page interaction events such as calculator use)Analytics cookie identifiers and usage events, subject to Google's privacy policy.
Google FontsLoads the site's typefacesYour browser requests font files directly from fonts.googleapis.com/fonts.gstatic.com, which receives standard request data (IP, user-agent).
geojs.ioClient-side fallback country detectionYour IP address, to return an approximate country code, used only when the server-side signal is unavailable.
The Guardian APIServer-side fetch of news headlines shown on the siteNo user data is sent — this is a server-to-server request made by our Cloudflare Worker, not your browser.

5. Your rights (GDPR / UK GDPR & CCPA)

GDPR / UK GDPR. If you are in the UK or EEA, our legal basis for the limited processing described above is legitimate interest (operating and securing the site, showing a sensible default country) and, for advertising and analytics cookies, your consent given via the cookie banner. You may withdraw consent at any time by clearing your site data for this domain, which resets the banner. You have the right to access, correct, or request deletion of any personal data we hold about you (in practice, this is limited to what's in server logs), and the right to lodge a complaint with your local data protection authority.

CCPA. If you are a California resident: we do not sell your personal information. Any advertising cookies set by Google after you consent may constitute a "share" of data for cross-context behavioral advertising under CCPA; you can opt out at any time using the links in Section 3, or by declining the consent banner. You have the right to know what personal information is collected and to request its deletion by contacting us at the email below.

6. Embedded widget

Global Debt Clock provides a free, embeddable iframe widget that other websites can include on their pages (see the widget builder). When a page embedding our widget loads, the visitor's browser fetches a small data file from our servers directly. We receive only standard server request logs for that fetch (IP, user-agent, referring page) — no data about the embedding site's visitors is retained beyond typical, short-lived Cloudflare request logs.

7. Changes to this policy

We may update this policy as the site changes — for example, when Google AdSense is formally activated, or if we add new data sources. Material changes will be reflected by updating the effective date at the top of this page.

Questions about this policy or a privacy request? Contact us at [email protected].